TS Bank - Clinton, IL

Jones Lang LaSalle Americas, Inc. (“JLL”) is pleased to offer the exclusive opportunity to acquire the fee simple interest in the First National Bank & Trust Company (the “Tenant”) branch located at 2 Kelli Court in Clinton, Illinois (the “Property”). This investment offers a secure, long-term passive income stream through a 17-year absolute NNN lease with approximately 16-years of primary term remaining. The lease features zero landlord responsibilities, attractive 2.5% annual rent escalations, and three, five-year renewal options, ensuring a predictable and growing return.

The tenant, First National Bank & Trust Company, is a subsidiary of TS Banking Group, a highly respected community-focused holding company. This specific location serves as a financial cornerstone for Central Illinois, managing market-leading bank deposits of $269 million, which have seen a 3.8% increase in 2025 year-over-year. The investment is further secured by the strength of the parent company, whose portfolio includes 11 sites across four states (IA, IL, ND, WI) and employs a cross-collateralization agreement for significant credit enhancement.

Strategically located in Central Illinois, the Property is part of a robust MSA retail market with a low 3.6% general retail vacancy rate, a strong trade area with an $81,700 average household income, and a 30% daytime population increase. Its position adjacent to three schools and between two major universities (University of Illinois and Illinois State University) anchors daily traffic and regional vitality. The area is experiencing a surge in economic activity, with over $350 million in development slated for 2024-2026, driven by a nuclear plant expansion with a 30-year Meta energy agreement. The broader regional economy, anchored by State Farm's Fortune 50 HQ, features 9.4 million square feet of retail and helped the area earn recognition as the #3 Best Small College Town in America.

This offering represents a unique opportunity to acquire a hands-off asset or portfolio of assets featuring a long-term lease backed by a top-performing community bank. The investment provides a passive income stream secured by proven deposits in strategic locations positioned for significant and sustained economic growth.